{
  "name": "Saufee marketplace and payment fee dataset",
  "description": "Seller-side fees for online marketplaces and payment processors, each rate read from the platform’s own published schedule and carrying the date it was read.",
  "url": "https://saufee.com/fee-data/",
  "data": "https://saufee.com/fee-data.json",
  "licence": "CC BY 4.0",
  "licenceUrl": "https://creativecommons.org/licenses/by/4.0/",
  "attribution": "Fee data by Saufee (https://saufee.com)",
  "lastVerified": "2026-09-05",
  "currency": "USD",
  "coverage": {
    "platforms": 16,
    "region": "United States seller rates"
  },
  "limitations": [
    "Seller-side fees only. Buyer-paid fees are never deducted from a payout.",
    "United States rates on default settings. Many of these schedules differ by country.",
    "Sales tax and VAT are excluded: they are collected from the buyer and passed on, so they are not a cost to the seller.",
    "Negotiated or volume pricing is not represented. Only published standard rates can be sourced.",
    "Chargebacks, disputes and refunds are real costs but are not part of the price of a completed sale.",
    "Each platform carries its own notModelled list. Read it before relying on that platform."
  ],
  "verification": "https://saufee.com/how-we-verify/",
  "platforms": [
    {
      "slug": "stripe",
      "name": "Stripe",
      "category": "Payments",
      "region": "US",
      "summary": "Card payments on your own site or app.",
      "verified": "2026-08-28",
      "sources": [
        {
          "label": "Stripe — Pricing (US)",
          "url": "https://stripe.com/pricing"
        }
      ],
      "options": [
        {
          "id": "method",
          "label": "Payment method",
          "default": "card",
          "choices": [
            {
              "id": "card",
              "label": "Card (standard)"
            },
            {
              "id": "ach",
              "label": "ACH direct debit"
            }
          ]
        }
      ],
      "defaults": {
        "method": "card"
      },
      "monthly": null,
      "notModelled": [
        "A disputed charge costs a further $15.00, whether or not you win it. Disputes are not part of a per-sale figure, so they are excluded here.",
        "Custom and volume pricing exists and is negotiated privately. These are the published standard rates."
      ],
      "reference": [
        {
          "sale": {
            "price": 10,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Card processing",
              "formula": "2.9% of $10.00",
              "amount": 0.29
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.30 flat",
              "amount": 0.3
            }
          ],
          "totalFees": 0.59,
          "net": 9.41,
          "effectiveRate": 0.059
        },
        {
          "sale": {
            "price": 25,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Card processing",
              "formula": "2.9% of $25.00",
              "amount": 0.73
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.30 flat",
              "amount": 0.3
            }
          ],
          "totalFees": 1.03,
          "net": 23.97,
          "effectiveRate": 0.0412
        },
        {
          "sale": {
            "price": 100,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Card processing",
              "formula": "2.9% of $100.00",
              "amount": 2.9
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.30 flat",
              "amount": 0.3
            }
          ],
          "totalFees": 3.2,
          "net": 96.8,
          "effectiveRate": 0.032
        },
        {
          "sale": {
            "price": 500,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Card processing",
              "formula": "2.9% of $500.00",
              "amount": 14.5
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.30 flat",
              "amount": 0.3
            }
          ],
          "totalFees": 14.8,
          "net": 485.2,
          "effectiveRate": 0.0296
        },
        {
          "sale": {
            "price": 2000,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Card processing",
              "formula": "2.9% of $2,000.00",
              "amount": 58
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.30 flat",
              "amount": 0.3
            }
          ],
          "totalFees": 58.3,
          "net": 1941.7,
          "effectiveRate": 0.02915
        }
      ],
      "calculator": "https://saufee.com/calculators/stripe/"
    },
    {
      "slug": "paypal",
      "name": "PayPal",
      "category": "Payments",
      "region": "US",
      "summary": "Checkout, invoices and micropayments.",
      "verified": "2026-08-28",
      "sources": [
        {
          "label": "PayPal — Merchant fees (US)",
          "url": "https://www.paypal.com/us/webapps/mpp/merchant-fees"
        }
      ],
      "options": [
        {
          "id": "product",
          "label": "How you got paid",
          "default": "checkout",
          "choices": [
            {
              "id": "checkout",
              "label": "PayPal Checkout / Guest Checkout"
            },
            {
              "id": "invoice",
              "label": "PayPal Invoicing"
            },
            {
              "id": "micro",
              "label": "Micropayments"
            }
          ]
        }
      ],
      "defaults": {
        "product": "checkout"
      },
      "monthly": null,
      "notModelled": [
        "PayPal publishes a lower rate for Advanced Credit and Debit Card payments than for PayPal Checkout. This calculator uses the PayPal Checkout rate, which is the one most sellers are actually on.",
        "The fixed fee shown is the one for receiving US dollars. Receiving another currency changes it."
      ],
      "reference": [
        {
          "sale": {
            "price": 10,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Commercial transaction rate",
              "formula": "3.49% of $10.00",
              "amount": 0.35
            },
            {
              "label": "Fixed fee",
              "formula": "$0.49 flat",
              "amount": 0.49
            }
          ],
          "totalFees": 0.84,
          "net": 9.16,
          "effectiveRate": 0.084
        },
        {
          "sale": {
            "price": 25,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Commercial transaction rate",
              "formula": "3.49% of $25.00",
              "amount": 0.87
            },
            {
              "label": "Fixed fee",
              "formula": "$0.49 flat",
              "amount": 0.49
            }
          ],
          "totalFees": 1.36,
          "net": 23.64,
          "effectiveRate": 0.0544
        },
        {
          "sale": {
            "price": 100,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Commercial transaction rate",
              "formula": "3.49% of $100.00",
              "amount": 3.49
            },
            {
              "label": "Fixed fee",
              "formula": "$0.49 flat",
              "amount": 0.49
            }
          ],
          "totalFees": 3.98,
          "net": 96.02,
          "effectiveRate": 0.0398
        },
        {
          "sale": {
            "price": 500,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Commercial transaction rate",
              "formula": "3.49% of $500.00",
              "amount": 17.45
            },
            {
              "label": "Fixed fee",
              "formula": "$0.49 flat",
              "amount": 0.49
            }
          ],
          "totalFees": 17.94,
          "net": 482.06,
          "effectiveRate": 0.03588
        },
        {
          "sale": {
            "price": 2000,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Commercial transaction rate",
              "formula": "3.49% of $2,000.00",
              "amount": 69.8
            },
            {
              "label": "Fixed fee",
              "formula": "$0.49 flat",
              "amount": 0.49
            }
          ],
          "totalFees": 70.29,
          "net": 1929.71,
          "effectiveRate": 0.035145
        }
      ],
      "calculator": "https://saufee.com/calculators/paypal/"
    },
    {
      "slug": "square",
      "name": "Square",
      "category": "Payments",
      "region": "US",
      "summary": "In-person, online and invoiced card payments.",
      "verified": "2026-08-28",
      "sources": [
        {
          "label": "Square — Our fees (US)",
          "url": "https://squareup.com/us/en/payments/our-fees"
        }
      ],
      "options": [
        {
          "id": "channel",
          "label": "Channel",
          "default": "online",
          "choices": [
            {
              "id": "inperson",
              "label": "In person (tap, dip, swipe)"
            },
            {
              "id": "online",
              "label": "Online or invoice"
            },
            {
              "id": "api",
              "label": "Online via payments API"
            }
          ]
        },
        {
          "id": "plan",
          "label": "Square plan",
          "default": "free",
          "choices": [
            {
              "id": "free",
              "label": "Free"
            },
            {
              "id": "plus",
              "label": "Plus"
            },
            {
              "id": "premium",
              "label": "Premium"
            }
          ]
        }
      ],
      "defaults": {
        "channel": "online",
        "plan": "free"
      },
      "monthly": null,
      "notModelled": [
        "Square Plus and Premium carry their own subscription costs, which vary by the business type you sign up under, so they are not added here.",
        "Manually keyed and card-on-file rates differ from the channels above."
      ],
      "reference": [
        {
          "sale": {
            "price": 10,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Online / invoice rate",
              "formula": "3.3% of $10.00",
              "amount": 0.33
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.30 flat",
              "amount": 0.3
            }
          ],
          "totalFees": 0.63,
          "net": 9.37,
          "effectiveRate": 0.063
        },
        {
          "sale": {
            "price": 25,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Online / invoice rate",
              "formula": "3.3% of $25.00",
              "amount": 0.83
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.30 flat",
              "amount": 0.3
            }
          ],
          "totalFees": 1.13,
          "net": 23.87,
          "effectiveRate": 0.0452
        },
        {
          "sale": {
            "price": 100,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Online / invoice rate",
              "formula": "3.3% of $100.00",
              "amount": 3.3
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.30 flat",
              "amount": 0.3
            }
          ],
          "totalFees": 3.6,
          "net": 96.4,
          "effectiveRate": 0.036
        },
        {
          "sale": {
            "price": 500,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Online / invoice rate",
              "formula": "3.3% of $500.00",
              "amount": 16.5
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.30 flat",
              "amount": 0.3
            }
          ],
          "totalFees": 16.8,
          "net": 483.2,
          "effectiveRate": 0.0336
        },
        {
          "sale": {
            "price": 2000,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Online / invoice rate",
              "formula": "3.3% of $2,000.00",
              "amount": 66
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.30 flat",
              "amount": 0.3
            }
          ],
          "totalFees": 66.3,
          "net": 1933.7,
          "effectiveRate": 0.03315
        }
      ],
      "calculator": "https://saufee.com/calculators/square/"
    },
    {
      "slug": "etsy",
      "name": "Etsy",
      "category": "Marketplace",
      "region": "US",
      "summary": "Handmade, vintage and craft-supply marketplace.",
      "verified": "2026-08-28",
      "sources": [
        {
          "label": "Etsy — Fees & Payments Policy",
          "url": "https://help.etsy.com/hc/en-us/articles/115014483627-Fees-Payments-Policy"
        },
        {
          "label": "Etsy — Payment processing fees",
          "url": "https://help.etsy.com/hc/en-us/articles/115015628847-What-are-Payment-Processing-Fees-for-Selling-on-Etsy"
        }
      ],
      "options": [
        {
          "id": "offsite",
          "label": "Offsite Ads",
          "help": "Charged only when a buyer reaches your listing through an advert Etsy paid for.",
          "default": "no",
          "choices": [
            {
              "id": "no",
              "label": "Not an Offsite Ads sale"
            },
            {
              "id": "under",
              "label": "Offsite Ads sale — under $10k/yr"
            },
            {
              "id": "over",
              "label": "Offsite Ads sale — $10k+/yr"
            }
          ]
        }
      ],
      "defaults": {
        "offsite": "no"
      },
      "monthly": null,
      "notModelled": [
        "Payment processing rates are set per country. The 3% + $0.25 used here is the United States rate.",
        "Shops that pass $10,000 in a 365-day window are enrolled in Offsite Ads permanently and cannot opt out.",
        "Etsy Plus, Pattern and in-person Square sales carry separate charges not modelled here."
      ],
      "reference": [
        {
          "sale": {
            "price": 10,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Listing fee",
              "formula": "$0.20 per listing",
              "amount": 0.2,
              "note": "Charged when you list, and again every four months on renewal."
            },
            {
              "label": "Transaction fee",
              "formula": "6.5% of $10.00",
              "amount": 0.65,
              "note": "Charged on the order total, shipping included."
            },
            {
              "label": "Payment processing",
              "formula": "3% of $10.00 + $0.25",
              "amount": 0.55
            }
          ],
          "totalFees": 1.4,
          "net": 8.6,
          "effectiveRate": 0.14
        },
        {
          "sale": {
            "price": 25,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Listing fee",
              "formula": "$0.20 per listing",
              "amount": 0.2,
              "note": "Charged when you list, and again every four months on renewal."
            },
            {
              "label": "Transaction fee",
              "formula": "6.5% of $25.00",
              "amount": 1.63,
              "note": "Charged on the order total, shipping included."
            },
            {
              "label": "Payment processing",
              "formula": "3% of $25.00 + $0.25",
              "amount": 1
            }
          ],
          "totalFees": 2.83,
          "net": 22.17,
          "effectiveRate": 0.1132
        },
        {
          "sale": {
            "price": 100,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Listing fee",
              "formula": "$0.20 per listing",
              "amount": 0.2,
              "note": "Charged when you list, and again every four months on renewal."
            },
            {
              "label": "Transaction fee",
              "formula": "6.5% of $100.00",
              "amount": 6.5,
              "note": "Charged on the order total, shipping included."
            },
            {
              "label": "Payment processing",
              "formula": "3% of $100.00 + $0.25",
              "amount": 3.25
            }
          ],
          "totalFees": 9.95,
          "net": 90.05,
          "effectiveRate": 0.0995
        },
        {
          "sale": {
            "price": 500,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Listing fee",
              "formula": "$0.20 per listing",
              "amount": 0.2,
              "note": "Charged when you list, and again every four months on renewal."
            },
            {
              "label": "Transaction fee",
              "formula": "6.5% of $500.00",
              "amount": 32.5,
              "note": "Charged on the order total, shipping included."
            },
            {
              "label": "Payment processing",
              "formula": "3% of $500.00 + $0.25",
              "amount": 15.25
            }
          ],
          "totalFees": 47.95,
          "net": 452.05,
          "effectiveRate": 0.0959
        },
        {
          "sale": {
            "price": 2000,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Listing fee",
              "formula": "$0.20 per listing",
              "amount": 0.2,
              "note": "Charged when you list, and again every four months on renewal."
            },
            {
              "label": "Transaction fee",
              "formula": "6.5% of $2,000.00",
              "amount": 130,
              "note": "Charged on the order total, shipping included."
            },
            {
              "label": "Payment processing",
              "formula": "3% of $2,000.00 + $0.25",
              "amount": 60.25
            }
          ],
          "totalFees": 190.45,
          "net": 1809.55,
          "effectiveRate": 0.095225
        }
      ],
      "calculator": "https://saufee.com/calculators/etsy/"
    },
    {
      "slug": "ebay",
      "name": "eBay",
      "category": "Marketplace",
      "region": "US",
      "summary": "General-purpose auction and fixed-price marketplace.",
      "verified": "2026-08-28",
      "sources": [
        {
          "label": "eBay — Selling fees (US)",
          "url": "https://www.ebay.com/help/selling/fees-credits-invoices/selling-fees?id=4822"
        }
      ],
      "options": [
        {
          "id": "insertion",
          "label": "Listing allowance",
          "help": "Every seller gets up to 250 zero-insertion-fee listings a month.",
          "default": "free",
          "choices": [
            {
              "id": "free",
              "label": "Within the free 250"
            },
            {
              "id": "paid",
              "label": "Allowance used up"
            }
          ]
        }
      ],
      "defaults": {
        "insertion": "free"
      },
      "monthly": null,
      "notModelled": [
        "These are the basic rates for most categories. Trading cards, bullion, motors, real estate and several others are priced on their own schedules.",
        "Accounts rated Below Standard pay an extra 6% on final value fees; a Very High \"item not as described\" rate adds a further 5%.",
        "The international fee does not apply when you use eBay International Shipping on an eligible listing."
      ],
      "reference": [
        {
          "sale": {
            "price": 10,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Final value fee",
              "formula": "13.6% of $10.00",
              "amount": 1.36,
              "note": "Card processing is included in this fee."
            },
            {
              "label": "Per-order fee",
              "formula": "$0.30 flat",
              "amount": 0.3,
              "note": "Orders of $10.00 or less."
            }
          ],
          "totalFees": 1.66,
          "net": 8.34,
          "effectiveRate": 0.166
        },
        {
          "sale": {
            "price": 25,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Final value fee",
              "formula": "13.6% of $25.00",
              "amount": 3.4,
              "note": "Card processing is included in this fee."
            },
            {
              "label": "Per-order fee",
              "formula": "$0.40 flat",
              "amount": 0.4,
              "note": "Orders over $10.00."
            }
          ],
          "totalFees": 3.8,
          "net": 21.2,
          "effectiveRate": 0.152
        },
        {
          "sale": {
            "price": 100,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Final value fee",
              "formula": "13.6% of $100.00",
              "amount": 13.6,
              "note": "Card processing is included in this fee."
            },
            {
              "label": "Per-order fee",
              "formula": "$0.40 flat",
              "amount": 0.4,
              "note": "Orders over $10.00."
            }
          ],
          "totalFees": 14,
          "net": 86,
          "effectiveRate": 0.14
        },
        {
          "sale": {
            "price": 500,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Final value fee",
              "formula": "13.6% of $500.00",
              "amount": 68,
              "note": "Card processing is included in this fee."
            },
            {
              "label": "Per-order fee",
              "formula": "$0.40 flat",
              "amount": 0.4,
              "note": "Orders over $10.00."
            }
          ],
          "totalFees": 68.4,
          "net": 431.6,
          "effectiveRate": 0.1368
        },
        {
          "sale": {
            "price": 2000,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Final value fee",
              "formula": "13.6% of $2,000.00",
              "amount": 272,
              "note": "Card processing is included in this fee."
            },
            {
              "label": "Per-order fee",
              "formula": "$0.40 flat",
              "amount": 0.4,
              "note": "Orders over $10.00."
            }
          ],
          "totalFees": 272.4,
          "net": 1727.6,
          "effectiveRate": 0.1362
        }
      ],
      "calculator": "https://saufee.com/calculators/ebay/"
    },
    {
      "slug": "amazon",
      "name": "Amazon",
      "category": "Marketplace",
      "region": "US",
      "summary": "The referral fee, category by category.",
      "verified": "2026-08-29",
      "sources": [
        {
          "label": "Amazon — Pricing (US)",
          "url": "https://sell.amazon.com/pricing"
        }
      ],
      "options": [
        {
          "id": "category",
          "label": "Product category",
          "help": "Amazon assigns this, and it is not always the category buyers see.",
          "default": "everything-else",
          "choices": [
            {
              "id": "everything-else",
              "label": "Everything Else"
            },
            {
              "id": "device-accessories",
              "label": "Amazon Device Accessories"
            },
            {
              "id": "appliances-compact",
              "label": "Appliances — Compact"
            },
            {
              "id": "appliances-full",
              "label": "Appliances — Full-size"
            },
            {
              "id": "automotive",
              "label": "Automotive and Powersports"
            },
            {
              "id": "power-tools",
              "label": "Base Equipment Power Tools"
            },
            {
              "id": "baby",
              "label": "Baby Products"
            },
            {
              "id": "luggage",
              "label": "Backpacks, Handbags and Luggage"
            },
            {
              "id": "beauty",
              "label": "Beauty, Health and Personal Care"
            },
            {
              "id": "industrial",
              "label": "Business, Industrial and Scientific Supplies"
            },
            {
              "id": "clothing",
              "label": "Clothing and Accessories"
            },
            {
              "id": "computers",
              "label": "Computers"
            },
            {
              "id": "consumer-electronics",
              "label": "Consumer Electronics"
            },
            {
              "id": "electronics-accessories",
              "label": "Electronics Accessories"
            },
            {
              "id": "eyewear",
              "label": "Eyewear"
            },
            {
              "id": "fine-art",
              "label": "Fine Art"
            },
            {
              "id": "footwear",
              "label": "Footwear"
            },
            {
              "id": "furniture",
              "label": "Furniture"
            },
            {
              "id": "gift-cards",
              "label": "Gift Cards"
            },
            {
              "id": "grocery",
              "label": "Grocery and Gourmet"
            },
            {
              "id": "home-kitchen",
              "label": "Home and Kitchen"
            },
            {
              "id": "jewelry",
              "label": "Jewelry"
            },
            {
              "id": "lawn-garden",
              "label": "Lawn and Garden"
            },
            {
              "id": "mowers",
              "label": "Lawn Mowers and Snow Throwers"
            },
            {
              "id": "mattresses",
              "label": "Mattresses"
            },
            {
              "id": "media",
              "label": "Media — Books, DVD, Music, Software, Video"
            },
            {
              "id": "merchant-services",
              "label": "Merchant Fulfilled Services"
            },
            {
              "id": "instruments",
              "label": "Musical Instruments and AV Production"
            },
            {
              "id": "office",
              "label": "Office Products"
            },
            {
              "id": "pet",
              "label": "Pet Supplies"
            },
            {
              "id": "sports",
              "label": "Sports and Outdoors"
            },
            {
              "id": "tires",
              "label": "Tires"
            },
            {
              "id": "tools",
              "label": "Tools and Home Improvement"
            },
            {
              "id": "toys",
              "label": "Toys and Games"
            },
            {
              "id": "video-games",
              "label": "Video Games and Gaming Accessories"
            },
            {
              "id": "consoles",
              "label": "Video Game Consoles"
            },
            {
              "id": "watches",
              "label": "Watches"
            }
          ]
        },
        {
          "id": "plan",
          "label": "Selling plan",
          "default": "professional",
          "choices": [
            {
              "id": "professional",
              "label": "Professional ($39.99/mo)"
            },
            {
              "id": "individual",
              "label": "Individual ($0.99/item)"
            }
          ]
        }
      ],
      "defaults": {
        "category": "everything-else",
        "plan": "professional"
      },
      "monthly": {
        "label": "Professional selling plan",
        "formula": "$39.99 per month",
        "amount": 39.99
      },
      "notModelled": [
        "FBA fulfilment and storage fees are NOT included. Amazon publishes those only inside its logged-in Revenue Calculator, not as a schedule that can be sourced and dated, and they depend on the size tier and weight of the individual product. Estimating them here would be inventing numbers. If you use FBA, add your per-unit fulfilment cost separately — this page prices selling on Amazon, not shipping through it.",
        "Pet Supplies is 15% here; veterinary diets are charged at 22%.",
        "Fine Art carries a $1.00 minimum referral fee on its first band, which is modelled as the overall minimum for the category.",
        "A product&rsquo;s fee category is assigned by Amazon and is not always the category shoppers see in the store.",
        "Advertising, long-term storage, removal and refund administration fees are all separate and not modelled."
      ],
      "reference": [
        {
          "sale": {
            "price": 10,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Referral fee",
              "formula": "15% of $10.00",
              "amount": 1.5,
              "note": "Charged on the total price, shipping included."
            }
          ],
          "totalFees": 1.5,
          "net": 8.5,
          "effectiveRate": 0.15
        },
        {
          "sale": {
            "price": 25,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Referral fee",
              "formula": "15% of $25.00",
              "amount": 3.75,
              "note": "Charged on the total price, shipping included."
            }
          ],
          "totalFees": 3.75,
          "net": 21.25,
          "effectiveRate": 0.15
        },
        {
          "sale": {
            "price": 100,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Referral fee",
              "formula": "15% of $100.00",
              "amount": 15,
              "note": "Charged on the total price, shipping included."
            }
          ],
          "totalFees": 15,
          "net": 85,
          "effectiveRate": 0.15
        },
        {
          "sale": {
            "price": 500,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Referral fee",
              "formula": "15% of $500.00",
              "amount": 75,
              "note": "Charged on the total price, shipping included."
            }
          ],
          "totalFees": 75,
          "net": 425,
          "effectiveRate": 0.15
        },
        {
          "sale": {
            "price": 2000,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Referral fee",
              "formula": "15% of $2,000.00",
              "amount": 300,
              "note": "Charged on the total price, shipping included."
            }
          ],
          "totalFees": 300,
          "net": 1700,
          "effectiveRate": 0.15
        }
      ],
      "calculator": "https://saufee.com/calculators/amazon/"
    },
    {
      "slug": "mercari",
      "name": "Mercari",
      "category": "Marketplace",
      "region": "US",
      "summary": "Resale marketplace for almost anything.",
      "verified": "2026-08-29",
      "sources": [
        {
          "label": "Mercari — Fees on Mercari (US)",
          "url": "https://www.mercari.com/us/help_center/article/169/"
        }
      ],
      "options": [
        {
          "id": "listing",
          "label": "When was the listing created?",
          "help": "Editing an old listing moves it onto the new fee structure permanently.",
          "default": "current",
          "choices": [
            {
              "id": "current",
              "label": "Created or updated since 6 Jan 2025"
            },
            {
              "id": "legacy",
              "label": "Created before then, never edited"
            }
          ]
        }
      ],
      "defaults": {
        "listing": "current"
      },
      "monthly": null,
      "notModelled": [
        "Mercari no longer charges sellers a payment processing fee on listings created or updated since 6 January 2025, so there is no separate processing line here.",
        "Buyers pay a 3.6% Buyer Protection fee on top of the price. That is a buyer cost, not a seller one, so it is not deducted here — but it raises what the buyer sees and can affect whether the item sells.",
        "A pre-2025 listing loses its fee exemption permanently the first time it is edited, including by a price change.",
        "Shipping label costs, promotions and Mercari Local are priced separately and are not modelled."
      ],
      "reference": [
        {
          "sale": {
            "price": 10,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Selling fee",
              "formula": "10% of $10.00",
              "amount": 1,
              "note": "Charged on the item price plus the shipping the buyer paid."
            }
          ],
          "totalFees": 1,
          "net": 9,
          "effectiveRate": 0.1
        },
        {
          "sale": {
            "price": 25,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Selling fee",
              "formula": "10% of $25.00",
              "amount": 2.5,
              "note": "Charged on the item price plus the shipping the buyer paid."
            }
          ],
          "totalFees": 2.5,
          "net": 22.5,
          "effectiveRate": 0.1
        },
        {
          "sale": {
            "price": 100,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Selling fee",
              "formula": "10% of $100.00",
              "amount": 10,
              "note": "Charged on the item price plus the shipping the buyer paid."
            }
          ],
          "totalFees": 10,
          "net": 90,
          "effectiveRate": 0.1
        },
        {
          "sale": {
            "price": 500,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Selling fee",
              "formula": "10% of $500.00",
              "amount": 50,
              "note": "Charged on the item price plus the shipping the buyer paid."
            }
          ],
          "totalFees": 50,
          "net": 450,
          "effectiveRate": 0.1
        },
        {
          "sale": {
            "price": 2000,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Selling fee",
              "formula": "10% of $2,000.00",
              "amount": 200,
              "note": "Charged on the item price plus the shipping the buyer paid."
            }
          ],
          "totalFees": 200,
          "net": 1800,
          "effectiveRate": 0.1
        }
      ],
      "calculator": "https://saufee.com/calculators/mercari/"
    },
    {
      "slug": "shopify",
      "name": "Shopify",
      "category": "Store",
      "region": "US",
      "summary": "Your own storefront, on a monthly plan.",
      "verified": "2026-08-28",
      "sources": [
        {
          "label": "Shopify — Pricing (US)",
          "url": "https://www.shopify.com/pricing"
        }
      ],
      "options": [
        {
          "id": "plan",
          "label": "Plan",
          "default": "basic",
          "choices": [
            {
              "id": "basic",
              "label": "Basic"
            },
            {
              "id": "grow",
              "label": "Grow"
            },
            {
              "id": "advanced",
              "label": "Advanced"
            }
          ]
        },
        {
          "id": "billing",
          "label": "Billing",
          "default": "yearly",
          "choices": [
            {
              "id": "yearly",
              "label": "Billed yearly"
            },
            {
              "id": "monthly",
              "label": "Billed monthly"
            }
          ]
        },
        {
          "id": "gateway",
          "label": "Payment provider",
          "default": "shopify",
          "choices": [
            {
              "id": "shopify",
              "label": "Shopify Payments"
            },
            {
              "id": "third",
              "label": "Third-party provider"
            }
          ]
        }
      ],
      "defaults": {
        "plan": "basic",
        "billing": "yearly",
        "gateway": "shopify"
      },
      "monthly": {
        "label": "Basic plan",
        "formula": "$29.00 per month, billed yearly",
        "amount": 29
      },
      "notModelled": [
        "The plan fee is not a per-sale cost and is shown separately. Spread it across your real monthly order count to get a true blended rate.",
        "Rates shown are for online card payments. In-person and manually keyed rates differ.",
        "Starter, Plus and Enterprise plans are priced separately and are not modelled here."
      ],
      "reference": [
        {
          "sale": {
            "price": 10,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Online card rate",
              "formula": "2.9% of $10.00",
              "amount": 0.29
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.30 flat",
              "amount": 0.3
            }
          ],
          "totalFees": 0.59,
          "net": 9.41,
          "effectiveRate": 0.059
        },
        {
          "sale": {
            "price": 25,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Online card rate",
              "formula": "2.9% of $25.00",
              "amount": 0.73
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.30 flat",
              "amount": 0.3
            }
          ],
          "totalFees": 1.03,
          "net": 23.97,
          "effectiveRate": 0.0412
        },
        {
          "sale": {
            "price": 100,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Online card rate",
              "formula": "2.9% of $100.00",
              "amount": 2.9
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.30 flat",
              "amount": 0.3
            }
          ],
          "totalFees": 3.2,
          "net": 96.8,
          "effectiveRate": 0.032
        },
        {
          "sale": {
            "price": 500,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Online card rate",
              "formula": "2.9% of $500.00",
              "amount": 14.5
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.30 flat",
              "amount": 0.3
            }
          ],
          "totalFees": 14.8,
          "net": 485.2,
          "effectiveRate": 0.0296
        },
        {
          "sale": {
            "price": 2000,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Online card rate",
              "formula": "2.9% of $2,000.00",
              "amount": 58
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.30 flat",
              "amount": 0.3
            }
          ],
          "totalFees": 58.3,
          "net": 1941.7,
          "effectiveRate": 0.02915
        }
      ],
      "calculator": "https://saufee.com/calculators/shopify/"
    },
    {
      "slug": "gumroad",
      "name": "Gumroad",
      "category": "Digital goods",
      "region": "US",
      "summary": "Selling digital products and downloads.",
      "verified": "2026-08-28",
      "sources": [
        {
          "label": "Gumroad — Pricing",
          "url": "https://gumroad.com/pricing"
        }
      ],
      "options": [
        {
          "id": "route",
          "label": "How the buyer arrived",
          "default": "direct",
          "choices": [
            {
              "id": "direct",
              "label": "Your own link"
            },
            {
              "id": "discover",
              "label": "Gumroad Discover"
            }
          ]
        }
      ],
      "defaults": {
        "route": "direct"
      },
      "monthly": null,
      "notModelled": [
        "Payout method and currency can add costs at withdrawal that are not part of the per-sale fee."
      ],
      "reference": [
        {
          "sale": {
            "price": 10,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Gumroad fee",
              "formula": "10% of $10.00",
              "amount": 1
            },
            {
              "label": "Per-sale fee",
              "formula": "$0.50 flat",
              "amount": 0.5
            }
          ],
          "totalFees": 1.5,
          "net": 8.5,
          "effectiveRate": 0.15
        },
        {
          "sale": {
            "price": 25,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Gumroad fee",
              "formula": "10% of $25.00",
              "amount": 2.5
            },
            {
              "label": "Per-sale fee",
              "formula": "$0.50 flat",
              "amount": 0.5
            }
          ],
          "totalFees": 3,
          "net": 22,
          "effectiveRate": 0.12
        },
        {
          "sale": {
            "price": 100,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Gumroad fee",
              "formula": "10% of $100.00",
              "amount": 10
            },
            {
              "label": "Per-sale fee",
              "formula": "$0.50 flat",
              "amount": 0.5
            }
          ],
          "totalFees": 10.5,
          "net": 89.5,
          "effectiveRate": 0.105
        },
        {
          "sale": {
            "price": 500,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Gumroad fee",
              "formula": "10% of $500.00",
              "amount": 50
            },
            {
              "label": "Per-sale fee",
              "formula": "$0.50 flat",
              "amount": 0.5
            }
          ],
          "totalFees": 50.5,
          "net": 449.5,
          "effectiveRate": 0.101
        },
        {
          "sale": {
            "price": 2000,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Gumroad fee",
              "formula": "10% of $2,000.00",
              "amount": 200
            },
            {
              "label": "Per-sale fee",
              "formula": "$0.50 flat",
              "amount": 0.5
            }
          ],
          "totalFees": 200.5,
          "net": 1799.5,
          "effectiveRate": 0.10025
        }
      ],
      "calculator": "https://saufee.com/calculators/gumroad/"
    },
    {
      "slug": "lemon-squeezy",
      "name": "Lemon Squeezy",
      "category": "Digital goods",
      "region": "US",
      "summary": "Merchant of record for software and digital products.",
      "verified": "2026-08-28",
      "sources": [
        {
          "label": "Lemon Squeezy — Pricing",
          "url": "https://www.lemonsqueezy.com/pricing"
        }
      ],
      "options": [],
      "defaults": {},
      "monthly": null,
      "notModelled": [
        "Lemon Squeezy publishes 5% + 50¢ as the headline rate and notes that some payments carry additional fees in edge cases."
      ],
      "reference": [
        {
          "sale": {
            "price": 10,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Transaction fee",
              "formula": "5% of $10.00",
              "amount": 0.5
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.50 flat",
              "amount": 0.5
            }
          ],
          "totalFees": 1,
          "net": 9,
          "effectiveRate": 0.1
        },
        {
          "sale": {
            "price": 25,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Transaction fee",
              "formula": "5% of $25.00",
              "amount": 1.25
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.50 flat",
              "amount": 0.5
            }
          ],
          "totalFees": 1.75,
          "net": 23.25,
          "effectiveRate": 0.07
        },
        {
          "sale": {
            "price": 100,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Transaction fee",
              "formula": "5% of $100.00",
              "amount": 5
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.50 flat",
              "amount": 0.5
            }
          ],
          "totalFees": 5.5,
          "net": 94.5,
          "effectiveRate": 0.055
        },
        {
          "sale": {
            "price": 500,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Transaction fee",
              "formula": "5% of $500.00",
              "amount": 25
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.50 flat",
              "amount": 0.5
            }
          ],
          "totalFees": 25.5,
          "net": 474.5,
          "effectiveRate": 0.051
        },
        {
          "sale": {
            "price": 2000,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Transaction fee",
              "formula": "5% of $2,000.00",
              "amount": 100
            },
            {
              "label": "Per-transaction fee",
              "formula": "$0.50 flat",
              "amount": 0.5
            }
          ],
          "totalFees": 100.5,
          "net": 1899.5,
          "effectiveRate": 0.05025
        }
      ],
      "calculator": "https://saufee.com/calculators/lemon-squeezy/"
    },
    {
      "slug": "vinted",
      "name": "Vinted",
      "category": "Marketplace",
      "region": "US",
      "summary": "Peer-to-peer resale. Sellers keep every cent of the price.",
      "verified": "2026-09-01",
      "sources": [
        {
          "label": "Vinted — Buyer Protection fee on Vinted",
          "url": "https://www.vinted.com/help/342-buyer-protection-fee-on-vinted"
        }
      ],
      "options": [],
      "defaults": {},
      "monthly": null,
      "notModelled": [
        "Buyers pay a Buyer Protection fee at checkout — usually 5% of the item or bundle price plus $0.70, though the exact formula varies with item characteristics, order value, and whether it is a bundle. That is a buyer cost, not a seller one, so it is not deducted here, but it raises the total price a buyer sees on your listing.",
        "There is no seller payment-processing fee to model: the Buyer Protection fee funds payment processing and purchase protection on the buyer side."
      ],
      "reference": [
        {
          "sale": {
            "price": 10,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Seller fee",
              "formula": "no seller fee",
              "amount": 0,
              "note": "Vinted charges $0 to sellers on every sale."
            }
          ],
          "totalFees": 0,
          "net": 10,
          "effectiveRate": 0
        },
        {
          "sale": {
            "price": 25,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Seller fee",
              "formula": "no seller fee",
              "amount": 0,
              "note": "Vinted charges $0 to sellers on every sale."
            }
          ],
          "totalFees": 0,
          "net": 25,
          "effectiveRate": 0
        },
        {
          "sale": {
            "price": 100,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Seller fee",
              "formula": "no seller fee",
              "amount": 0,
              "note": "Vinted charges $0 to sellers on every sale."
            }
          ],
          "totalFees": 0,
          "net": 100,
          "effectiveRate": 0
        },
        {
          "sale": {
            "price": 500,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Seller fee",
              "formula": "no seller fee",
              "amount": 0,
              "note": "Vinted charges $0 to sellers on every sale."
            }
          ],
          "totalFees": 0,
          "net": 500,
          "effectiveRate": 0
        },
        {
          "sale": {
            "price": 2000,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Seller fee",
              "formula": "no seller fee",
              "amount": 0,
              "note": "Vinted charges $0 to sellers on every sale."
            }
          ],
          "totalFees": 0,
          "net": 2000,
          "effectiveRate": 0
        }
      ],
      "calculator": "https://saufee.com/calculators/vinted/"
    },
    {
      "slug": "depop",
      "name": "Depop",
      "category": "Marketplace",
      "region": "US",
      "summary": "0% selling fee. Payment processing is the only seller cost.",
      "verified": "2026-09-01",
      "sources": [
        {
          "label": "Depop — Seller fees and charges",
          "url": "https://depophelp.zendesk.com/hc/en-gb/articles/360001791127-Seller-fees-and-charges"
        }
      ],
      "options": [
        {
          "id": "boosted",
          "label": "Boosted Listing",
          "help": "An optional paid promotion that pushes a listing higher in search and For You.",
          "default": "no",
          "choices": [
            {
              "id": "no",
              "label": "Not boosted"
            },
            {
              "id": "yes",
              "label": "Boosted listing"
            }
          ]
        }
      ],
      "defaults": {
        "boosted": "no"
      },
      "monthly": null,
      "notModelled": [
        "This is the US schedule. Sellers outside the UK, US and Australia still pay a 10% Depop selling fee plus PayPal’s processing fee, neither of which is modelled here.",
        "Selling via PayPal instead of Depop Payments settles the selling fee and PayPal’s processing fee separately rather than netting them from one payout."
      ],
      "reference": [
        {
          "sale": {
            "price": 10,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Payment processing",
              "formula": "3.3% of $10.00 + $0.45",
              "amount": 0.78,
              "note": "Depop Payments (via Stripe), charged on the item price plus shipping and any tax."
            }
          ],
          "totalFees": 0.78,
          "net": 9.22,
          "effectiveRate": 0.078
        },
        {
          "sale": {
            "price": 25,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Payment processing",
              "formula": "3.3% of $25.00 + $0.45",
              "amount": 1.28,
              "note": "Depop Payments (via Stripe), charged on the item price plus shipping and any tax."
            }
          ],
          "totalFees": 1.28,
          "net": 23.72,
          "effectiveRate": 0.0512
        },
        {
          "sale": {
            "price": 100,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Payment processing",
              "formula": "3.3% of $100.00 + $0.45",
              "amount": 3.75,
              "note": "Depop Payments (via Stripe), charged on the item price plus shipping and any tax."
            }
          ],
          "totalFees": 3.75,
          "net": 96.25,
          "effectiveRate": 0.0375
        },
        {
          "sale": {
            "price": 500,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Payment processing",
              "formula": "3.3% of $500.00 + $0.45",
              "amount": 16.95,
              "note": "Depop Payments (via Stripe), charged on the item price plus shipping and any tax."
            }
          ],
          "totalFees": 16.95,
          "net": 483.05,
          "effectiveRate": 0.0339
        },
        {
          "sale": {
            "price": 2000,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Payment processing",
              "formula": "3.3% of $2,000.00 + $0.45",
              "amount": 66.45,
              "note": "Depop Payments (via Stripe), charged on the item price plus shipping and any tax."
            }
          ],
          "totalFees": 66.45,
          "net": 1933.55,
          "effectiveRate": 0.033225
        }
      ],
      "calculator": "https://saufee.com/calculators/depop/"
    },
    {
      "slug": "fiverr",
      "name": "Fiverr",
      "category": "Marketplace",
      "region": "US",
      "summary": "Freelance services. A flat 20% on every order.",
      "verified": "2026-09-01",
      "sources": [
        {
          "label": "Fiverr Help Center — Your earnings page",
          "url": "https://help.fiverr.com/hc/en-us/articles/9234443621137-Your-earnings-page"
        }
      ],
      "options": [],
      "defaults": {},
      "monthly": null,
      "notModelled": [
        "The 20% applies to the gig price, Gig Extras and tips alike — there are no tiers by order size or seller level.",
        "Buyers separately pay a service fee at checkout (5.5% of the purchase price, plus $3.50 on orders under $200). That is a buyer cost, not a seller one, so it is not deducted here.",
        "Withdrawal fees, currency conversion, and Fiverr Pro / Seller Plus subscription costs are not modelled."
      ],
      "reference": [
        {
          "sale": {
            "price": 10,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Fiverr service fee",
              "formula": "20% of $10.00",
              "amount": 2
            }
          ],
          "totalFees": 2,
          "net": 8,
          "effectiveRate": 0.2
        },
        {
          "sale": {
            "price": 25,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Fiverr service fee",
              "formula": "20% of $25.00",
              "amount": 5
            }
          ],
          "totalFees": 5,
          "net": 20,
          "effectiveRate": 0.2
        },
        {
          "sale": {
            "price": 100,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Fiverr service fee",
              "formula": "20% of $100.00",
              "amount": 20
            }
          ],
          "totalFees": 20,
          "net": 80,
          "effectiveRate": 0.2
        },
        {
          "sale": {
            "price": 500,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Fiverr service fee",
              "formula": "20% of $500.00",
              "amount": 100
            }
          ],
          "totalFees": 100,
          "net": 400,
          "effectiveRate": 0.2
        },
        {
          "sale": {
            "price": 2000,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Fiverr service fee",
              "formula": "20% of $2,000.00",
              "amount": 400
            }
          ],
          "totalFees": 400,
          "net": 1600,
          "effectiveRate": 0.2
        }
      ],
      "calculator": "https://saufee.com/calculators/fiverr/"
    },
    {
      "slug": "poshmark",
      "name": "Poshmark",
      "category": "Marketplace",
      "region": "US",
      "summary": "Social marketplace for secondhand fashion.",
      "verified": "2026-09-05",
      "sources": [
        {
          "label": "Poshmark — Fee Policy (version 1.7, current)",
          "url": "https://poshmark.com/fee_policy"
        }
      ],
      "options": [],
      "defaults": {},
      "monthly": null,
      "notModelled": [
        "Poshmark states the fee is taken from \"the final order price\" without defining whether that includes buyer-paid shipping. Shipping on Poshmark is a separate flat label the buyer pays, so the fee here is applied to the item price. Treat a shipped order as an estimate.",
        "The $15 boundary is a threshold, not a band: a $15.00 sale pays 20% of the whole amount, not 20% of the part above $15.",
        "Pricing between $15.00 and $15.04 nets less than pricing at $14.99, because a flat $2.95 is cheaper than 20%.",
        "Offers, bundle discounts and Posh Show sales can change the final order price the fee is calculated on.",
        "Closet clear-out and promoted-listing costs are separate and are not modelled."
      ],
      "reference": [
        {
          "sale": {
            "price": 10,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Seller fee",
              "formula": "$2.95 flat",
              "amount": 2.95,
              "note": "Flat rate on any sale under $15."
            }
          ],
          "totalFees": 2.95,
          "net": 7.05,
          "effectiveRate": 0.295
        },
        {
          "sale": {
            "price": 25,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Seller fee",
              "formula": "20% of $25.00",
              "amount": 5,
              "note": "Charged on sales of $15 and above. You keep 80%."
            }
          ],
          "totalFees": 5,
          "net": 20,
          "effectiveRate": 0.2
        },
        {
          "sale": {
            "price": 100,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Seller fee",
              "formula": "20% of $100.00",
              "amount": 20,
              "note": "Charged on sales of $15 and above. You keep 80%."
            }
          ],
          "totalFees": 20,
          "net": 80,
          "effectiveRate": 0.2
        },
        {
          "sale": {
            "price": 500,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Seller fee",
              "formula": "20% of $500.00",
              "amount": 100,
              "note": "Charged on sales of $15 and above. You keep 80%."
            }
          ],
          "totalFees": 100,
          "net": 400,
          "effectiveRate": 0.2
        },
        {
          "sale": {
            "price": 2000,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Seller fee",
              "formula": "20% of $2,000.00",
              "amount": 400,
              "note": "Charged on sales of $15 and above. You keep 80%."
            }
          ],
          "totalFees": 400,
          "net": 1600,
          "effectiveRate": 0.2
        }
      ],
      "calculator": "https://saufee.com/calculators/poshmark/"
    },
    {
      "slug": "stockx",
      "name": "StockX",
      "category": "Marketplace",
      "region": "US",
      "summary": "Verified resale marketplace for sneakers, streetwear and collectibles.",
      "verified": "2026-09-05",
      "sources": [
        {
          "label": "StockX — Selling on StockX (seller levels and fees)",
          "url": "https://stockx.com/about/selling/"
        }
      ],
      "options": [
        {
          "id": "level",
          "label": "Seller level",
          "help": "Set by sales count OR sales value in the quarter, whichever you reach first. Resets every calendar quarter.",
          "default": "l1",
          "choices": [
            {
              "id": "l1",
              "label": "Level 1 — starting level"
            },
            {
              "id": "l2",
              "label": "Level 2 — 12 sales or $1,500"
            },
            {
              "id": "l3",
              "label": "Level 3 — 40 sales or $5,000"
            },
            {
              "id": "l4",
              "label": "Level 4 — 200 sales or $25,000"
            },
            {
              "id": "l5",
              "label": "Level 5 — 800 sales or $100,000"
            }
          ]
        }
      ],
      "defaults": {
        "level": "l1"
      },
      "monthly": null,
      "notModelled": [
        "Seller level resets at the end of every calendar quarter. A rate earned by a busy quarter is not carried into a quiet one.",
        "These are Verified Marketplace rates. StockX states Listings Marketplace transaction fees are $0 at launch, which is a separate structure and is not modelled here.",
        "Shipping the item to StockX for verification is a seller cost and is not included.",
        "These are the published US figures. StockX notes some rewards and features are available only in certain countries.",
        "Payouts, currency conversion and any withdrawal costs are not modelled."
      ],
      "reference": [
        {
          "sale": {
            "price": 10,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Transaction fee",
              "formula": "9% of $10.00",
              "amount": 0.9,
              "note": "Verified Marketplace rate for your seller level."
            },
            {
              "label": "Payment processing",
              "formula": "3% of $10.00",
              "amount": 0.3,
              "note": "Charged at every seller level, on top of the transaction fee."
            }
          ],
          "totalFees": 1.2,
          "net": 8.8,
          "effectiveRate": 0.12
        },
        {
          "sale": {
            "price": 25,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Transaction fee",
              "formula": "9% of $25.00",
              "amount": 2.25,
              "note": "Verified Marketplace rate for your seller level."
            },
            {
              "label": "Payment processing",
              "formula": "3% of $25.00",
              "amount": 0.75,
              "note": "Charged at every seller level, on top of the transaction fee."
            }
          ],
          "totalFees": 3,
          "net": 22,
          "effectiveRate": 0.12
        },
        {
          "sale": {
            "price": 100,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Transaction fee",
              "formula": "9% of $100.00",
              "amount": 9,
              "note": "Verified Marketplace rate for your seller level."
            },
            {
              "label": "Payment processing",
              "formula": "3% of $100.00",
              "amount": 3,
              "note": "Charged at every seller level, on top of the transaction fee."
            }
          ],
          "totalFees": 12,
          "net": 88,
          "effectiveRate": 0.12
        },
        {
          "sale": {
            "price": 500,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Transaction fee",
              "formula": "9% of $500.00",
              "amount": 45,
              "note": "Verified Marketplace rate for your seller level."
            },
            {
              "label": "Payment processing",
              "formula": "3% of $500.00",
              "amount": 15,
              "note": "Charged at every seller level, on top of the transaction fee."
            }
          ],
          "totalFees": 60,
          "net": 440,
          "effectiveRate": 0.12
        },
        {
          "sale": {
            "price": 2000,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Transaction fee",
              "formula": "9% of $2,000.00",
              "amount": 180,
              "note": "Verified Marketplace rate for your seller level."
            },
            {
              "label": "Payment processing",
              "formula": "3% of $2,000.00",
              "amount": 60,
              "note": "Charged at every seller level, on top of the transaction fee."
            }
          ],
          "totalFees": 240,
          "net": 1760,
          "effectiveRate": 0.12
        }
      ],
      "calculator": "https://saufee.com/calculators/stockx/"
    },
    {
      "slug": "upwork",
      "name": "Upwork",
      "category": "Marketplace",
      "region": "US",
      "summary": "Freelance contracts. The fee is set per contract, 0–15%.",
      "verified": "2026-09-03",
      "sources": [
        {
          "label": "Upwork — Learn about the Freelancer Service Fee",
          "url": "https://support.upwork.com/hc/en-us/articles/211062538-Freelancer-Service-Fees"
        }
      ],
      "options": [
        {
          "id": "rate",
          "label": "Your contract&rsquo;s service fee",
          "help": "Upwork shows this on the offer or proposal, and in your contract details. These are reference points across the published 0–15% range, not fixed tiers.",
          "default": "10",
          "choices": [
            {
              "id": "0",
              "label": "0% — Payroll / Any Hire"
            },
            {
              "id": "5",
              "label": "5%"
            },
            {
              "id": "10",
              "label": "10% (Upwork&rsquo;s own example)"
            },
            {
              "id": "15",
              "label": "15% — top of the range"
            }
          ]
        }
      ],
      "defaults": {
        "rate": "10"
      },
      "monthly": null,
      "notModelled": [
        "The fee is set per contract by Upwork across a published 0–15% range; the choices above are reference points, not tiers Upwork publishes. Use the figure shown on your own offer or contract.",
        "Refunds return the fee: if money is refunded to your client, Upwork refunds the service fee charged on that amount, so you are not paying a fee on money you did not keep.",
        "Client-side charges are separate and are not deducted here — they change what your client pays, never what you receive.",
        "Connects (used to submit proposals), membership plans and withdrawal or currency-conversion costs are all separate and not modelled."
      ],
      "reference": [
        {
          "sale": {
            "price": 10,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Freelancer Service Fee",
              "formula": "10% of $10.00",
              "amount": 1,
              "note": "Charged on what the client is billed. Locked when the contract is sent."
            }
          ],
          "totalFees": 1,
          "net": 9,
          "effectiveRate": 0.1
        },
        {
          "sale": {
            "price": 25,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Freelancer Service Fee",
              "formula": "10% of $25.00",
              "amount": 2.5,
              "note": "Charged on what the client is billed. Locked when the contract is sent."
            }
          ],
          "totalFees": 2.5,
          "net": 22.5,
          "effectiveRate": 0.1
        },
        {
          "sale": {
            "price": 100,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Freelancer Service Fee",
              "formula": "10% of $100.00",
              "amount": 10,
              "note": "Charged on what the client is billed. Locked when the contract is sent."
            }
          ],
          "totalFees": 10,
          "net": 90,
          "effectiveRate": 0.1
        },
        {
          "sale": {
            "price": 500,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Freelancer Service Fee",
              "formula": "10% of $500.00",
              "amount": 50,
              "note": "Charged on what the client is billed. Locked when the contract is sent."
            }
          ],
          "totalFees": 50,
          "net": 450,
          "effectiveRate": 0.1
        },
        {
          "sale": {
            "price": 2000,
            "shipping": 0,
            "currency": "USD"
          },
          "lines": [
            {
              "label": "Freelancer Service Fee",
              "formula": "10% of $2,000.00",
              "amount": 200,
              "note": "Charged on what the client is billed. Locked when the contract is sent."
            }
          ],
          "totalFees": 200,
          "net": 1800,
          "effectiveRate": 0.1
        }
      ],
      "calculator": "https://saufee.com/calculators/upwork/"
    }
  ]
}