Payments
Stripe fee calculator
Card payments on your own site or app.
Stripe charges one blended rate per successful charge, with surcharges layered on top when the card was issued abroad or the money has to change currency. There is no monthly fee on standard pricing, so the whole cost of a sale is visible in the lines below.
The sale
Optional — for profit
On a $51.00 sale, Stripe takes $1.78 — 3.5% of what the buyer paid — and $49.22 reaches you. You keep 96.5% of the order.
Every line of it
| Buyer pays | item + shipping | $51.00 |
Card processing | 2.9% of $51.00 | −$1.48 |
Per-transaction fee | $0.30 flat | −$0.30 |
| Total fees | −$1.78 | |
| Reaches your account | $49.22 | |
On this sale, Stripe ranks 2 of 16 for what reaches you.
Compare all platformsWhat this calculator does not cover
- A disputed charge costs a further $15.00, whether or not you win it. Disputes are not part of a per-sale figure, so they are excluded here.
- Custom and volume pricing exists and is negotiated privately. These are the published standard rates.
Stripe fees: common questions
How much does Stripe take from a $50 sale?
$1.75 on a $50 sale, leaving you $48.25 — an effective rate of 3.5%. On $100 it is $3.20, leaving $96.80. The rate differs between the two because Stripe charges a fixed amount per transaction as well as a percentage, so the flat part weighs more heavily on smaller orders.
What are Stripe's fees, exactly?
On a $50 sale, Stripe charges card processing of $1.45 (2.9% of $50.00), per-transaction fee of $0.30 ($0.30 flat). That comes to $1.75 in total. There is no monthly fee.
Does Stripe charge fees on shipping?
Yes. Stripe calculates its percentage on the order total, which includes the shipping you charged the buyer. A $50 item with free shipping costs $1.75 in fees; the same item with $10 shipping costs $2.04 — $0.29 more, on shipping money that mostly goes to the carrier. Raising your shipping price raises your Stripe bill.
What should I charge on Stripe to keep $50?
Work it backwards rather than guessing: at Stripe's rates you have to charge more than $50 to keep $50, because the fee is taken from what the buyer pays. The what-to-charge calculator solves for the exact price, including the flat per-transaction fee, and rounds up to the cent so you are never left short.
What does this Stripe calculator not include?
A disputed charge costs a further $15.00, whether or not you win it. Disputes are not part of a per-sale figure, so they are excluded here.
Are these Stripe fees up to date?
They were read from Stripe's own published fee schedule on August 28, 2026, and the source is linked on this page so you can check it yourself. An automated check re-reads every source page weekly and flags any that have changed. Fee schedules do move without notice, so where this page and Stripe disagree, Stripe is right.
That is what Stripe takes. What the unit actually earns is another question again, once shipping, advertising and the orders that come back are in the picture — work out the true margin.
Other calculators
These calculators are free, and they stay free
There is no account, no email wall and nothing for sale here, which is deliberate — it is what lets the site publish what platforms actually charge and link to where each rate came from. Re-reading ten fee schedules every week is the unglamorous part, and it is what keeps the numbers worth trusting. If that saved you a bad listing decision, you are welcome to put a little toward the domain and the hosting. If it did not, please do not.
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